Zip Debt offers two different free reports on how to eliminate debt fast and safely without paying thousands to debt settlement and consolidation companies. If you are looking for an alternative to bankruptcy, you probably need to read one of these two free reports. The first report is for the average debtor who owes less than $100K, the second one is for the person who has a high personal and/or business debt.
- How to Eliminate Debt Quickly and Safely Without Bankruptcy
- $100,000 In Credit Card Debt! Financial Survival Tactics For High-Balance Debtors & Small Business Owners
Zip Debt is not a debt settlement company, but rather a website that offers the Debt Settlement Success Seminar, which is part of the Charles Phelan’s Do It Yourself Debt Negotiation & Coaching Program™. If you’re interested in settling your debt, but are not up to dealing with debt settlement companies and their staff, you might want to try out this alternative.
Charles Phelan, the developer of this program, believes that with the correct information and guidance, anyone can negotiate their own debt settlement paying only a small fraction of what the debt settlement firms charge. Furthermore, he says you can settle for 50%, 35% and even 20% of the amount owed.
To match everyone’s budget he has created three separate debt settlement program levels: basic, enhanced and premium. All three programs include the same quantity and quality of information and the same bonuses, the only difference is that the basic program does not include e-mail coaching, document review service or telephone coaching. See below.
How to Eliminate Debt Quickly and Safely Without Bankruptcy
Product Details
Company: Manchester Publishing Company – A BBB accredited business with a A+ rating.
Author/Developer: Charles J. Phelan, a former executive at one of the largest debt settlement companies has been helping people become debt-free since 1997.
What You Get: All four program levels: Basic, Enhanced, Premium and Premium+ Business include the following:
- *Debt Settlement Success Seminar (8-hour Audio CD Course
- *CD-ROM with forms and sample letters
- *Course Workbook
Bonuses: All three program levels: Basic, Enhanced, Premium and Premium+Business include the following:
- *Free Report: How To Obtain Expert Legal Advice For Only $35
- *Free E-book: Excellent Credit in 180 Days
- *One Free Phone Consultation With Negotiation Expert Charles Phelan
Benefits & Services: The following services are included only in the
Enhanced, Premium and Premium+Business programs:
- *E-mail Coaching
- *Document review Service
- *Telephone Coaching
- “Top Secret” members area
Price:
- *Basic Program: $197 + $15 S&H – No e-mail coaching, document
reviewing or phone coaching included. No 2-payment option
available. - *Enhanced Program: $397 + $15 S&H – Six-month e-mail coaching, document reviewing, and phone coaching included. A 2-payment option is available.
- *Premium Program: $777 + $15 S&H – 12-month e-mail coaching, document reviewing and phone coaching included. A 2-payment option is available .
- Premium+Business : $1,197 + $15 S&H – 12-month e-mail coaching, document reviewing and phone coaching included. A 2-payment option is available.
Refund Policy: 365-Day Money Back Guarantee
Conclusion: Although debt settlement may not be for everyone and is only recommended as a better alternative to bankruptcy, Charles Phelan’s program is highly recommended as the best option to hiring a debt settlement company. The average debt negotiation firm charges 15% of your total debt plus fees, which can greatly add up to your existing debt. Additionally, Zip Debt has the most positive user reviews (see Consumer Feedback below).
Moreover, Charles Phelan wants you to know all there is to know about debt settlement before you buy his program, therefore he is offering a free down loadable 32-page report titled: “How to Eliminate Your Debt Quickly and Safely Without Filing Bankruptcy”, as well as the report for the high personal and/or business debt. Click one of the links below to access the appropriate report for you.
How to Eliminate Debt Quickly and Safely Without Bankruptcy
Consumer Feedback
“I HIGHLY recommend ZipDebt.com. I can be a bit of a micro-manager, so I have been extremely pleased with ZipDebt’s do-it-yourself system…it has already saved me a TON of money (I quit paying my $60k Bank of America bill in December & started socking away the money I’d have paid in monthly payments.”
–Amy 33Actual User Feedback Posted on http://www.debtconsolidationcare.com/settlement/zipdebt.html
“I am the oringinal poster and ended up going with this service. I am so glad that I did! It has worked out well for me too. Well worth the money. I had about $70,000 in cc debt and I have settled 6 accounts since and have one left to go. This service helps you to settle on your own and you save lots of money from paying someone to do it for you.”
–ksrenaud2Actual User Feedback Posted on http://www.debtconsolidationcare.com/settlement/zipdebt.html
“I used this service. Well worth the money as I didn’t have to weed through all the “free” info on the net, and I didn’t have to pay some “professional company” 15% of my debt just to get started. It helped me save over $14,000. ”
–guest312Actual User Feedback Posted on http://www.debtconsolidationcare.com/settlement/zipdebt.html
“ZipDebt.com gives you the step by step instruction, the timeline, and even what you can say to your creditors when they call. So I think the $409 I paid are worth it for the information I received. ”
–weehideActual User Feedback Posted on http://www.debtconsolidationcare.com/settlement/zipdebt.html
“This course definitely more than pays for itself. I have had it less than a year and have settled four accounts already. Three at 35% and one at 33%! In total we saved over $26,000. We wouldn’t have been able to afford not to file for Bankruptcy before ordering this course…”
–J.E., Brookline, MAUser Comment Posted on zipdebt.com